Wondering if there’s a fee to activate your GiftCardMall MyGift Visa or Mastercard?
Here’s what you need to know about activation fees, card setup charges, and hidden costs in 2025.
✅ No — Activation Itself Is Free
You can activate your MyGift card online or by phone without paying anything extra.
- ✅ Online activation: giftcardmall.com/mygift
- ✅ Phone activation: 1-877-322-4710
- ✅ No credit card or login required
🔒 Activation is included in the purchase price of the card.
⚠️ But There Is a Purchase Fee
When you buy a MyGift card, you pay a one-time activation/purchase fee — usually between $3.95 to $6.95, depending on:
- The card amount (higher balance = higher fee)
- Where you buy it (in-store vs. online)
- Card design or packaging (e.g. custom gift card wrappers)
🧾 Breakdown of Typical Fees
| Card Value | Activation / Purchase Fee |
|---|---|
| $25 card | $3.95 – $4.95 |
| $50 card | $4.95 – $5.95 |
| $100 card | $5.95 – $6.95 |
| $200+ card | May exceed $6.95 |
🕵️ Hidden Fees to Watch For
| Fee Type | Description |
|---|---|
| Inactivity Fee | $4.95/month after 12 months of no use |
| International Fee | 3% foreign transaction (card not valid outside U.S.) |
| Replacement Fee | Around $5 if you lose the card |
| Rush Delivery Fee | For expedited card shipping (online orders) |
🔗 Where to Find Exact Fees
- Check the terms on your card packaging
- Or read the cardholder agreement at:
👉 www.giftcardmall.com/mygift
🔹 Is It Worth Paying the Activation Fee?
If you’re using the card as a gift or temporary prepaid solution, yes.
For larger balances, the activation fee becomes less significant.
Example: On a $100 card with a $5.95 fee → you’re paying 5.95%
🔗 Related Guides
❓ FAQs
Is activation free? Yes, the activation process is free — but a one-time purchase fee is included when buying the card. Why did I pay $105 for a $100 card? That extra $5 is the purchase/activation fee. It does not go onto the card. Can I avoid the activation fee? Not really. All prepaid Visa/Mastercards have a setup fee — only digital gift cards might be free.
⚠️ Disclaimer
We are an independent help site. Always review the official cardholder agreement before purchase.