If you’re using a MyGift Visa or Mastercard from GiftCardMall, you might wonder:
👉 “Is there a fee for checking my balance?”
Here’s the short answer—and a breakdown of possible hidden costs.
✅ No, Checking Your Balance Is Free
You can check your GiftCardMall MyGift card balance without any fee:
- ✅ Online: At www.giftcardmall.com/mygift
- ✅ By phone: Call 1-877-322-4710
- ✅ No login required
⚠️ But Some Other Fees May Apply
While balance checks are free, your card may still include other types of fees, depending on how you use it.
💸 Inactivity Fee (After 12 Months)
- Charged monthly if the card isn’t used
- Typically $4.95/month
- Starts after 12 months of no activity
🌐 Declined Transaction Fee
- Rare, but some merchants charge a fee for failed attempts
- Not from GiftCardMall—it’s from the merchant or ATM
🌍 International Use Fee
- Usually 3% foreign transaction fee
- Applies if you try to use the card outside the U.S.
📜 Where to See All Fees?
The full fee table is on the cardholder agreement or the back of the card package.
You can also check the Terms on:
👉 www.giftcardmall.com/mygift
🔹 Tips to Avoid Fees
- Use the card within the first 12 months
- Avoid ATMs or international sites
- Spend the full balance to avoid being left with unspendable change
- Always register your ZIP code before online purchases
🔗 Related Guides
❓ FAQs
Is there a fee to check my balance by phone? No. Calling 1-877-322-4710 to check your balance is free. Are there hidden fees on MyGift cards? There are inactivity fees and international use fees, but balance checking is always free. How can I avoid MyGift card fees? Use your card within 12 months, and avoid using it internationally or at ATMs.
⚠️ Disclaimer
This article is based on publicly available information from GiftCardMall.com as of 2025. Terms may vary by card or location.