Worried about being charged just for checking your MyGift Visa or Mastercard balance?
Here’s exactly what you need to know about balance inquiry fees, hidden charges, and when you should watch out.
✅ No Fee for Balance Check (Online or Phone)
You can safely check your balance for free using these two official methods:
1. Online
- Visit: www.giftcardmall.com/mygift
- Enter your card number + details
- See your balance instantly
2. By Phone
- Call: 1-877-322-4710
- Use the automated system
- Enter your card number + CVV
- Hear your balance
🟢 No charge at all — not even from your mobile provider (in most cases)
⚠️ When Fees May Apply
| Situation | Possible Fee |
|---|---|
| ATM balance check | 🚫 Not supported – card will be rejected |
| Attempting balance check internationally | No fee, but access may fail |
| Third-party balance apps or websites | ⚠️ May charge you or steal data |
🔐 Always use official channels only — avoid fake apps or “free checkers”
🏦 What Fees Do Apply to MyGift Cards?
Here’s a quick fee summary (2025, subject to change):
| Type of Fee | Amount | Notes |
|---|---|---|
| Monthly inactivity (after 12 months) | $4.95/month | Applies if card unused |
| Replacement for expired/lost card | ~$5.95 | Support may waive |
| ATM withdrawal | ❌ Not allowed | MyGift cards don’t support ATM |
| Balance check | $0.00 | ✅ Always free if via official sources |
🧾 How to Avoid Unnecessary Fees
- Use the card before 12 months
- Check balance only on giftcardmall.com/mygift or via phone
- Never enter your card on unofficial websites
- Avoid “third-party checkers” from app stores
🔗 Related Guides
❓ FAQs
Can I be charged for just checking my balance? No — as long as you use official methods (site or phone), it’s 100% free. Is there a monthly fee? Only if the card is inactive for over 12 months. Then $4.95/month is deducted. What if I use a third-party website? You risk paying a fee — or worse, getting your card info stolen.
⚠️ Disclaimer
This site is a third-party informational resource. Always confirm official fees by reading the terms at giftcardmall.com/mygift.