Looking for alternatives to GiftCardMall’s MyGift cards? Whether you’re frustrated with errors or want a lower-fee option, this guide lists the best reloadable and virtual gift card providers in 2025.
🔹 Why Look for Alternatives?
Users often report issues with:
- Declined transactions
- Activation delays
- Poor online compatibility
- Balance not updating
Luckily, there are other trusted prepaid card platforms available in the U.S.
🔹 1. MyBalanceNow (Target Gift Cards)
- Website: mybalancenow.com
- Card Type: Target Visa & Mastercard gift cards
- Balance Check: Online with card number + CVV
- Pros: Easy to use, clean UI, available in most Target stores
- Cons: Some cards can’t be used internationally
👉 Read the full guide: MyBalanceNow Guide
🔹 2. MCGiftCard (MetaBank)
- Website: mcgift.giftcardmall.com
- Card Type: Prepaid Mastercards
- Balance Check: Online & phone
- Pros: Backed by MetaBank, used widely online
- Cons: Similar issues as GiftCardMall (same backend)
👉 Learn more: MCGiftCard Balance Check
🔹 3. Vanilla Gift Cards
- Website: vanillagift.com
- Card Type: Visa & Mastercard
- Pros: High acceptance rate, clean UI
- Cons: Can’t reload, slightly higher activation fee
🆚 Compare here: GiftCardMall vs Vanilla
🔹 4. Best Low-Fee Gift Card Providers (2025)
| Provider | Fee | Reloadable? | Type |
|---|---|---|---|
| Target (in-store) | $0–$4.95 | ❌ | Visa |
| Walmart | $3–$5.95 | ✅ | Visa/Mastercard |
| PayPal Digital Gifts | $0 | ❌ | Virtual |
| Netspend | ~$5 | ✅ | Prepaid reloadable |
👉 Full breakdown: Low-Fee Gift Cards
🔹 5. Best Virtual Visa Gift Cards
Want instant delivery via email?
| Provider | Instant? | Can Use Online? |
|---|---|---|
| Privacy.com | ✅ | ✅ |
| Revolut | ✅ | ✅ |
| Vanilla eGift | ✅ | ✅ |
👉 See more: Best Virtual Gift Cards
✅ Which One Should You Choose?
| Need | Recommended |
|---|---|
| In-store use | MyGift, MyBalanceNow |
| Online payments | Vanilla, Privacy.com |
| Instant email delivery | Vanilla eGift, PayPal Gifts |
| International support | Revolut or Netspend |
🔗 Related Pages
❓ FAQs
Is MyBalanceNow better than GiftCardMall? MyBalanceNow is simpler to use, but both have similar limitations. Which gift card has the lowest activation fee? Target in-store or PayPal digital cards are usually the cheapest. Can I use virtual cards for subscriptions? Yes, if they support recurring billing. Check terms before buying.
⚠️ Disclaimer
We do not sell or issue any gift cards. This guide compares public services based on published terms as of 2025.