Seeing Error 51 when trying to pay with your MyGift card?
Don’t worry — it simply means:
Your card doesn’t have enough funds to complete the transaction.
Here’s what causes it and how to fix it fast.
🔍 What Is Error Code 51?
Error Code 51 = Insufficient funds
This decline message means the total amount you’re trying to pay exceeds the card’s available balance — even by a few cents.
🧾 Example
You’re buying an item that costs $25.05, but your MyGift card only has $25.00 →
💥 Declined: Error 51
✅ How to Fix It
1. Check Your Exact Balance
Go to giftcardmall.com/mygift
OR
Call 📞 1-877-322-4710
Know the exact cents left on your card.
2. Use Split Payment (if available)
At many stores (Walmart, Target, gas stations), you can:
- Tell the cashier to charge EXACTLY the remaining amount on your MyGift card
- Pay the rest with another card or cash
Online stores usually don’t allow split payments — so use the exact amount only.
3. Use the Card for a Smaller Purchase
Find a product that costs equal to or less than your balance.
Examples:
- Buy a $5 Amazon eGift
- Use it for a small Uber trip
- Add to your Starbucks or app wallet
4. Combine with a Wallet App
Some apps like:
- PayPal
- Apple Wallet
- Cash App
Let you add the MyGift card and then pay from multiple sources.
(Availability may vary.)
💡 Why It Happens So Often
- Users forget card balance
- Some merchants put extra hold on the amount (gas, food, hotel)
- Auto-decline happens even for small differences
🧠 Pro Tips
- ✅ Check balance before every use
- 🔒 Use only exact amounts
- 🧾 Save receipts or screenshots
- 📉 Don’t assume “close enough” is good enough — $0.01 over = decline
🔗 Related Guides
❓ FAQs
Can I combine MyGift cards? No — they’re not reloadable or combinable. Use one at a time. Will retrying work? No, unless you change the amount. Multiple failed tries may lock the card temporarily. Does this mean my card is empty? Not necessarily — just that you tried to spend more than what’s on it.
⚠️ Disclaimer
This blog is independent. For official support, visit giftcardmall.com/mygift or call 1-877-322-4710.