How to Report Fraud or Dispute Charges on Your MyGift Card (2025 Guide)

Did your GiftCardMall MyGift card get charged for something you didn’t authorize?

This guide shows you how to report fraud, dispute charges, and request a refund — step-by-step.


🚨 Common Signs of Fraud

  • Unexpected balance changes
  • Transactions you don’t recognize
  • Declines after suspected unauthorized use
  • Missing balance with no recent use

✅ Tip: Check your card activity log at giftcardmall.com/mygift


🛡 Step-by-Step: How to Report Fraud

🔹 1. Call GiftCardMall Support Immediately

📞 1-877-322-4710
Choose option: “Dispute a Charge” or “Report Fraud”

Have this ready:

  • Your 16-digit card number
  • Last 4 digits of card (for faster lookup)
  • Approximate time/date of charge
  • Merchant name from the charge
  • Balance before/after the issue

🔹 2. Submit a Dispute Form (If Required)

Some cases require filling out a dispute form.

Ask support agent for:

  • Dispute Request Form (PDF or email)
  • Fax or email instructions for submission
  • Time limit to submit (usually 60 days)

📎 Save a copy of your form and confirmation email


🔹 3. Monitor Your Claim

  • Claims may take 10–30 business days to investigate
  • You’ll be notified by email or phone about refund decision
  • If approved, refund is reloaded onto your card

🔁 Can You Get a Refund?

Yes, if:

  • The charge was clearly unauthorized
  • You report it within a reasonable time
  • You can verify card ownership

🚫 No, if:

  • The card is empty and unregistered
  • The purchase was made by someone you gave the card to
  • You delay reporting beyond 60 days

🛠 What to Do If Card Is Stolen

  • Call support immediately to lock the card
  • Request a replacement (may incur ~$5.95 fee)
  • Provide as much detail as possible (balance, transaction time)

🔐 Pro Tips for Fraud Prevention

  • Register your card at giftcardmall.com/mygift
  • Never enter card details on unknown sites
  • Avoid public Wi-Fi for balance checks
  • Always check balance before and after each use
  • Enable 2FA if available

🔗 Related Guides


❓ FAQs

Can I get my money back after fraud? Yes — if reported early and verified, GiftCardMall may refund the stolen amount. Is there a fee for disputing a charge? No. Disputes are free — but card replacement may have a small fee. How long does the refund take? Typically 10–30 business days after claim submission.


⚠️ Disclaimer

This website is not affiliated with GiftCardMall. For official support, always use the number printed on your card and follow their dispute process directly.

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